Your Trusted

Mortgage Experts

Home Buying Made Simple

Low Rates

Expert Guidance

5 Star Service & Reviews

Hello, I’m Stephen Griffin.

My team and I are your friendly local mortgage experts, dedicated to making your home buying journey a great experience. We provide personalized service, low rates and take the stress out of buying a home.

As passionate mortgage experts, we focus on building trust, delivering excellence, and ensuring your happiness—not just today, but for life. Check out our client reviews below to see for yourself!

We understand that purchasing or refinancing a home is a major milestone—one that can sometimes feel overwhelming. But it doesn’t have to be. Our goal is to simplify the process, guiding you every step of the way so you can buy or refinance with confidence and ease.

We partner with over 100 of America's top lenders, providing wholesale pricing to secure the best rates available. This offers both traditional financing and flexible portfolio loans, opening doors for borrowers who may not qualify for traditional home loans.

Please contact me—I would love to show you how we set ourselves apart with our personalized service, low rates, and expert guidance.

I look forward to speaking with you!   

Stephen

Welcome to G3 Mortgage - Your Trusted Mortgage Experts

Our Loan Options

First-Time Homebuyer Loans

First-Time Homebuyer Loans

Designed for new buyers with low down payment options and flexible credit requirements.

Conventional Loans

Conventional Loans

Standard mortgage products not insured by the government. They require a minimum 3% down payment and straightforward underwriting.

VA Loans

VA Loans

Specialized options for veterans, active duty, and surviving spouses. These loans require no down payment, has no mortgage insurance, and typically lower rates.

FHA Loans

FHA Loans

Government-backed loans ideal for buyers with lower credit score (I can go down to 500 credit score) and require 3.50% down payments.

Jumbo Loans

Jumbo Loans

Financing for high-value properties that exceed conventional loan limits.

Portfolio Loans

Portfolio Loans

Flexible in-house solutions ideal for unique financial situations. Great for self-employed buyers, no income verification loans, bank statement loans, and many other flexible lending situations.

Reverse Mortgages

Reverse Mortgages

Purchase or Refinance a home without a monthly mortgage payment. There is a minimum age of 62 years old. You can also pull money out or your home or have access to a line of credit attached to your home without having a mortgage payment.

Construction Loans

Construction Loans

Financing options for building or renovating your dream home.

Fix and Flip Loans

Fix and Flip Loans

Loans for investors to purchase, renovate, and quickly sell properties.

HELOCs

HELOCs

Home Equity Lines of Credit or a 2nd mortgage that allow flexible access to money from your homes equity.

Refinancing Options

Refinancing Options

Refinance your current mortgage to secure lower rates and payments, consolidate your debt, or adjust your loan terms.

Construction Loans

Bank Statement Loans

Self-employed individuals using their bank statements to show their deposit history as income. Helpful when tax returns and other financial documents do not prove income.

5 Star Service

Low Rates

Fast Approvals

We make lending easy

Contact Us

If you have questions, would like to explore your options, or would just like some guidance, please share how we can help and we'll be in touch soon. We're excited to connect with you!

Smiling family of four sitting on the floor surrounded by moving boxes, holding a cardboard roof over their heads, indoors with plants and decor around.